Settle Your Second Mortgage
& Stop Foreclosure
Unlock Hidden Equity
Even If You’re Behind on Payments
If you’re facing foreclosure and feel trapped by a second mortgage, home equity line of credit (HELOC), or judgment lien, you’re not alone. Many Arizona homeowners don’t realize you can negotiate these liens—sometimes for pennies on the dollar.
Our Second Lien Settlement Program is designed to help you:
✅ Reduce or remove second liens
✅ Unlock equity you didn’t know you had
✅ Avoid foreclosure and protect your credit
✅ Move on with dignity—or stay in your home if you’ve recovered financially

How It Works
1️⃣ Free Equity Review
We analyze your current liens, mortgage balances, and property value.
2️⃣ Settlement Negotiation
Our team negotiates directly with junior lienholders to secure reduced payoffs or full lien releases.
3️⃣ Clear the Path
With liens settled, you can sell, refinance, or reinstate your mortgage with confidence.
4️⃣ Move Forward
Protect your credit and choose the best path for your family.
Why Fresh Start?
"Trusted Foreclosure Help"
We’ve helped countless homeowners Nationwide and across Arizona negotiate tough liens and avoid foreclosure. Unlike some companies, we don’t just offer empty promises, we deliver real solutions tailored to your situation.
Common Liens We Settle
- Second mortgages
- Charged-off HELOCs
- Judgment liens
- HOA liens
- Other junior encumbrances
Get Your Free Equity Unlock Review Today
Don’t wait until the foreclosure date is set.
Let’s explore your options now.
“Serving homeowners nationwide with compassion and transparency.”