Settle Your Second Mortgage
& Stop Foreclosure
Unlock Hidden Equity
Even If You’re Behind on Payments
How It Works
1️⃣ Free Equity Review
We analyze your current liens, mortgage balances, and property value.
2️⃣ Settlement Negotiation
Our team negotiates directly with junior lienholders to secure reduced payoffs or full lien releases.
3️⃣ Clear the Path
With liens settled, you can sell, refinance, or reinstate your mortgage with confidence.
4️⃣ Move Forward
Protect your credit and choose the best path for your family.
Why Fresh Start?
We’ve helped countless homeowners across Arizona negotiate tough liens and avoid foreclosure. Unlike some companies, we don’t just offer empty promises, we deliver real solutions tailored to your situation.
Common Liens We Settle
- Second mortgages
- Charged-off HELOCs
- Judgment liens
- HOA liens
- Other junior encumbrances
