Mortgage Default Solutions for Servicers, Lenders & Financial Institutions
Legal. Ethical. Fast.
We provide non-foreclosure exit solutions for distressed borrowers—without compromising your compliance or bottom line.
WHY PARTNER WITH FRESH START
Fresh Start Mortgage Relief is more than a homeowner support program—we’re a structured loss mitigation partner offering verified, legal alternatives to foreclosure.
We work directly with at-risk homeowners and collaborate with lenders to ensure a smooth, compliant exit through strategies like:
Deed transfers via land trust
Subject To Transfers
By working with us, lenders can prevent foreclosure losses, protect asset value, and avoid reputational risk.
WHAT WE DO
Here’s how our Mortgage Default Solutions work:
✅ Borrower Outreach & Qualification
We screen and qualify motivated sellers who are unable to refinance, sell, or retain the property.
✅ Document Verification & Due Diligence
We verify mortgage status, arrears, title standing, liens, and structural condition of the property.
✅ Relief Structure & Deed Transfer
Through legal structures like land trusts or LLC holds, we take over mortgage obligations (and informally notify servicers if appropriate).
✅ Ongoing Payment & Property Oversight
We ensure the property is brought current, kept current, and maintained in livable condition—stopping the clock on default.
✅ Exit Path (Resale, Wrap, Lease Option)
We develop an ethical resale or repositioning path that allows the mortgage to be paid off in full or refinanced by the new occupant.
🤝 WHO THIS HELPS:
Mortgage servicers seeking pre-foreclosure resolutions
Banks offloading non-performing assets (NPAs)
Asset managers needing clean exit strategies
HOAs or legal trustees seeking property rehab
Private lenders looking to protect loan integrity
COMPLIANCE NOTE:
We operate within all applicable laws and guidelines. No deceptive transfer tactics. No seller misrepresentation. Just clean, lawful, and mutually beneficial outcomes for both borrower and noteholder.
Let’s work together to reduce defaults, prevent foreclosures, and stabilize communities—one home at a time.
📞 Partner with us today
Our clients
Interested in our services? We’re here to help!
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.
