Based right here in Arizona, we’ve helped countless homeowners protect their homes, save their credit, and navigate the foreclosure process with confidence. Whether you’re in Phoenix, Tucson, Mesa, or anywhere in the state —
you’re not alone, and it’s not too late to take action.
Free Consultation: Confidential Help, No Obligation
Arizona Foreclosure Timeline
Understanding the process helps you act before it’s too late:
Day 1: First missed mortgage payment — lender begins internal collections.
Day 90+: Notice of Default (NOD) filed with the county recorder.
Day 120+: Trustee Sale Notice posted — sets auction date (at least 90 days out).
Auction Day: Home is sold to the highest bidder unless action is taken to stop the sale.
Arizona’s non-judicial foreclosure process moves quickly. You could lose your home in as little as 210 days from your first missed payment.
Fresh Start Mortgage Relief helps homeowners facing foreclosure, mortgage default, or upside-down properties by taking over payments legally using advanced real estate strategies such as land trusts and assumable mortgages. Our relief programs are designed to protect your credit, stop foreclosure, and give you the peace of mind to move forward.
Based in Arizona. Helping homeowners in all 50 states